AAT American Assets Trust, Inc.

NYSE Real Estate Investment Trusts MD CIK: 0001500217
AI RATING
SELL
75% Confidence

Investment Thesis

Despite exceptional 993% revenue growth, AAT exhibits severe structural financial distress with interest coverage of only 0.5x, meaning operating income cannot cover interest obligations—unsustainable and indicating solvency concerns. Diluted EPS declined 2.1% despite massive revenue growth while ROE and ROA collapsed to 0.5% and 0.2%, suggesting the growth came via leveraged acquisition that destroyed shareholder value rather than organic value creation.

Strengths

  • + Strong gross margin of 60.5% indicates operational pricing power in property management
  • + Positive free cash flow of 38.6M and exceptional FCF margin of 34.9% demonstrate cash generation capability
  • + Respectable operating margin of 23.4% shows cost control in operations

Risks

  • ! Critical interest coverage ratio of 0.5x—operating income insufficient to cover interest expense, indicating unsustainable leverage and solvency risk
  • ! Massive 993% revenue growth paired with declining EPS (-2.1% YoY) and collapsing returns (ROE 0.5%, ROA 0.2%) suggests value-destructive acquisition funded with excessive debt
  • ! Long-term debt of 1.7B against equity of 1.1B with debt/equity ratio of 1.5x indicates aggressive leverage that may restrict financial flexibility

Key Metrics to Watch

Financial Metrics

Revenue
110.6M
Net Income
5.1M
EPS (Diluted)
$0.08
Free Cash Flow
38.6M
Total Assets
2.9B
Cash
118.3M

Profitability Ratios

Gross Margin 60.5%
Operating Margin 23.4%
Net Margin 4.6%
ROE 0.5%
ROA 0.2%
FCF Margin 34.9%

Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.50x
Debt/Assets
63.0%
Interest Coverage
0.53x
Long-term Debt
1.7B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-06T12:34:26.471144 | Data as of: 2026-03-31 | Powered by Claude AI