ACRE Ares Commercial Real Estate Corp

NYSE Real Estate Investment Trusts MD CIK: 0001529377
AI RATING
STRONG_SELL
82% Confidence

Investment Thesis

ACRE exhibits severe operational distress with -$9.6M net loss despite 69% revenue growth, indicating unprofitable operations and poor quality growth. Negative operating cash flow of -$56.6M combined with excessive leverage (2.58x Debt/Equity) and only $86.2M cash reserves creates critical financial strain.

Strengths

  • + Revenue growing 69.1% YoY demonstrating top-line expansion recovery
  • + Maintaining $86.2M cash for near-term obligations and operations
  • + Total assets of $1.8B provide underlying collateral base for real estate holdings

Risks

  • ! Deeply negative operating cash flow of -$56.6M indicates company is burning cash at unsustainable rate
  • ! Excessive leverage at 2.58x Debt/Equity with $1.3B debt significantly exceeds equity cushion amid persistent losses
  • ! Severe negative margins (-71% operating, -71% net) demonstrate fundamental profitability failure despite revenue growth

Key Metrics to Watch

Financial Metrics

Revenue
13.5M
Net Income
-9.6M
EPS (Diluted)
$1.35
Free Cash Flow
-56.7M
Total Assets
1.8B
Cash
86.2M

Profitability Ratios

Gross Margin N/A
Operating Margin -71.1%
Net Margin -71.4%
ROE -2.0%
ROA -0.5%
FCF Margin -421.2%

Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
2.58x
Debt/Assets
73.2%
Interest Coverage
N/A
Long-term Debt
1.3B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-08T08:52:53.188283 | Data as of: 2026-03-31 | Powered by Claude AI