AIV APARTMENT INVESTMENT & MANAGEMENT CO

NYSE Real Estate Investment Trusts MD CIK: 0000922864
AI RATING
STRONG_SELL
92% Confidence

Investment Thesis

AIV faces critical financial distress with unsustainable debt burden—interest coverage of 0.6x means operating income cannot service debt obligations. The company burns cash operationally (-$39.3M OCF, -$46.5M FCF), indicating its core business cannot support current leverage structure (1.90x D/E), creating acute default or restructuring risk.

Strengths

  • + Positive operating margin of 32.9% shows operational units generate profit before financing costs
  • + Substantial cash reserve of $216M provides near-term liquidity buffer
  • + Significant asset base of $1.4B retained, suggesting potential for restructuring or asset monetization

Risks

  • ! Interest coverage ratio of 0.6x is critically unsustainable—operating income covers only 60% of debt service, signaling acute financial distress
  • ! Negative operating cash flow of -$39.3M reveals core business consumes rather than generates cash, making debt service impossible without asset sales or financing
  • ! High leverage at 1.90x debt/equity combined with cash burn creates material restructuring or insolvency risk within 2-3 years at current run rate

Key Metrics to Watch

Financial Metrics

Revenue
6.2M
Net Income
-7.7M
EPS (Diluted)
$-0.05
Free Cash Flow
-46.5M
Total Assets
1.4B
Cash
216.0M

Profitability Ratios

Gross Margin N/A
Operating Margin 32.9%
Net Margin -125.7%
ROE -2.0%
ROA -0.5%
FCF Margin -755.5%

Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.90x
Debt/Assets
50.8%
Interest Coverage
0.62x
Long-term Debt
738.6M
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-16T08:30:26.263914 | Data as of: 2026-03-31 | Powered by Claude AI