CCC CCC Intelligent Solutions Holdings Inc.

Nasdaq Services-Prepackaged Software DE CIK: 0001818201
AI RATING
HOLD
62% Confidence

Investment Thesis

CCC demonstrates solid operational cash generation with strong FCF margin (24.1%) and healthy gross margins (73.5%), indicating efficient core operations. However, flat revenue growth (0.0% YoY), razor-thin net margin (0.2%), and minimal profitability (ROE 0.1%, ROA 0.0%) suggest the company is struggling to convert operational efficiency into bottom-line earnings, with recent net income growth appearing non-recurring.

Strengths

  • + Exceptional free cash flow generation at $254.5M with 24.1% FCF margin demonstrates strong cash conversion ability
  • + High gross margin of 73.5% reflects strong pricing power and efficient cost of goods sold in software business
  • + Moderate leverage with 0.72x debt-to-equity ratio and adequate liquidity at 1.43x current ratio provides financial stability

Risks

  • ! Zero revenue growth (0.0% YoY) indicates stalled top-line expansion and potential market saturation in core business segments
  • ! Extremely low net margin (0.2%) and minimal returns on equity (0.1%) and assets (0.0%) show profitability crisis despite operational cash flow strength
  • ! Weak interest coverage ratio of 1.3x combined with $1.3B long-term debt creates vulnerability if operational performance deteriorates

Key Metrics to Watch

Financial Metrics

Revenue
1.1B
Net Income
1.7M
EPS (Diluted)
$0.00
Free Cash Flow
254.5M
Total Assets
3.6B
Cash
111.2M

Profitability Ratios

Gross Margin 73.5%
Operating Margin 8.9%
Net Margin 0.2%
ROE 0.1%
ROA 0.0%
FCF Margin 24.1%

Balance Sheet & Liquidity

Current Ratio
1.43x
Quick Ratio
1.43x
Debt/Equity
0.72x
Debt/Assets
50.0%
Interest Coverage
1.32x
Long-term Debt
1.3B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-03-22T00:44:11.863765 | Data as of: 2025-12-31 | Powered by Claude AI