CNM Core & Main, Inc.

NYSE Wholesale-Durable Goods, NEC DE CIK: 0001856525
AI RATING
BUY
72% Confidence

Investment Thesis

CNM demonstrates solid fundamental health with strong revenue growth of 11% YoY and healthy profitability margins across the board. The company generates robust free cash flow ($351M) with a FCF margin of 5.8%, supported by excellent liquidity (2.26x current ratio) and manageable leverage (1.08x debt/equity with 6.6x interest coverage). However, the lack of net income growth and slight EPS decline warrant monitoring to ensure operational leverage improves alongside top-line expansion.

Strengths

  • + Strong revenue growth of 11% YoY indicating market demand and competitive positioning
  • + Solid profitability with consistent margins: 26.9% gross margin, 10% operating margin, 6.1% net margin
  • + Excellent cash generation with $351M free cash flow and healthy 5.8% FCF margin relative to revenue
  • + Strong balance sheet with 2.26x current ratio and 1.35x quick ratio indicating strong liquidity position
  • + Manageable leverage with 1.08x debt/equity and comfortable 6.6x interest coverage ratio
  • + Healthy returns on capital: 18.8% ROE and 5.9% ROA demonstrate efficient use of shareholder capital

Risks

  • ! Net income flat YoY and diluted EPS declined 0.9% despite 11% revenue growth suggests margin compression or expense control issues
  • ! High debt load of $2.1B (1.08x debt/equity) requires continued strong cash generation to service obligations
  • ! Low cash position of $89M relative to $6.3B total assets and $2.1B long-term debt limits financial flexibility
  • ! Wholesale durable goods sector is cyclical and sensitive to economic slowdowns and capital spending trends
  • ! 18 Form 4 insider filings in last 90 days warrant scrutiny to understand insider transaction patterns and sentiment

Key Metrics to Watch

Financial Metrics

Revenue
6.1B
Net Income
371.0M
EPS (Diluted)
$1.94
Free Cash Flow
351.0M
Total Assets
6.3B
Cash
89.0M

Profitability Ratios

Gross Margin 26.9%
Operating Margin 10.0%
Net Margin 6.1%
ROE 18.8%
ROA 5.9%
FCF Margin 5.8%

Balance Sheet & Liquidity

Current Ratio
2.26x
Quick Ratio
1.35x
Debt/Equity
1.08x
Debt/Assets
67.4%
Interest Coverage
6.64x
Long-term Debt
2.1B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-03-22T16:08:12.232819 | Data as of: 2025-11-02 | Powered by Claude AI