CRM Salesforce, Inc.

NYSE Services-Prepackaged Software DE CIK: 0001108524
AI RATING
BUY
79% Confidence

Investment Thesis

Salesforce demonstrates exceptional software business fundamentals with 76.9% gross margins, 21.1% operating margins, and outstanding free cash flow generation (58.9% FCF margin), coupled with accelerating EPS growth of 22.6% YoY and sustained 9.6% revenue growth. However, a current ratio of 0.79x and elevated leverage (D/E 1.15x) with $39.3B long-term debt warrant careful monitoring despite strong 7.2x interest coverage and $6.6B annual free cash flow.

Strengths

  • + Best-in-class free cash flow conversion at 58.9% FCF margin with $6.6B annual FCF generation
  • + Exceptional profitability with 76.9% gross margin and 21.1% operating margin typical of high-quality SaaS businesses
  • + Strong earnings momentum with 22.6% EPS growth YoY demonstrating improved operational leverage
  • + Solid interest coverage ratio of 7.2x indicating adequate debt servicing capacity despite leverage
  • + Sustained revenue growth of 9.6% YoY at $11.1B scale shows market durability in mature software segment

Risks

  • ! Current ratio of 0.79x indicates current liabilities exceed current assets, presenting near-term liquidity management risk
  • ! Elevated debt burden of $39.3B represents 1.15x debt-to-equity ratio with concentration of long-term obligations
  • ! Low return metrics (ROE 6.2%, ROA 2.0%) suggest suboptimal capital deployment efficiency relative to asset base
  • ! Free cash flow adequacy dependent on maintaining operational efficiency as gross margins and capital discipline are critical
  • ! Potential debt refinancing risk if capital markets tighten or operating cash flow decelerates

Key Metrics to Watch

Financial Metrics

Revenue
11.1B
Net Income
2.1B
EPS (Diluted)
$2.42
Free Cash Flow
6.6B
Total Assets
106.7B
Cash
8.9B

Profitability Ratios

Gross Margin 76.9%
Operating Margin 21.1%
Net Margin 18.9%
ROE 6.2%
ROA 2.0%
FCF Margin 58.9%

Balance Sheet & Liquidity

Current Ratio
0.79x
Quick Ratio
0.79x
Debt/Equity
1.15x
Debt/Assets
67.9%
Interest Coverage
7.24x
Long-term Debt
39.3B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-29T07:41:30.997758 | Data as of: 2026-04-30 | Powered by Claude AI