DTB DTE ENERGY CO

NYSE Electric Services MI CIK: 0000936340
AI RATING
HOLD
62% Confidence

Investment Thesis

DTE Energy demonstrates solid operational profitability with a 63.3% operating margin and strong cash generation (3.4B operating CF), but is constrained by high financial leverage (2.06x debt/equity) and weak liquidity metrics that limit financial flexibility. The modest net income growth (+0.2% YoY) despite 18.6% revenue growth suggests margin compression or increased financing costs, raising concerns about sustainable earnings expansion.

Strengths

  • + Exceptional operating margins of 63.3% indicating efficient core utility operations
  • + Strong cash generation with 3.4B operating cash flow and 90.8% FCF margin
  • + Revenue growth of 18.6% YoY demonstrates business expansion or rate increases
  • + Significant asset base of 54.1B providing stable revenue-generating infrastructure

Risks

  • ! High leverage with 2.06x debt/equity ratio and 25.3B long-term debt limiting financial flexibility
  • ! Weak liquidity position with current ratio of 0.80x below the healthy 1.0x threshold
  • ! Anemic net income growth of only 0.2% despite 18.6% revenue growth suggests operational challenges or cost inflation
  • ! Low interest coverage of 2.2x indicates limited buffer for debt service if operational performance deteriorates
  • ! Minimal cash position of 208M relative to 25.3B debt creates refinancing risk

Key Metrics to Watch

Financial Metrics

Revenue
3.8B
Net Income
1.5B
EPS (Diluted)
$7.03
Free Cash Flow
3.4B
Total Assets
54.1B
Cash
208.0M

Profitability Ratios

Gross Margin N/A
Operating Margin 63.3%
Net Margin 39.0%
ROE 11.9%
ROA 2.7%
FCF Margin 90.8%

Balance Sheet & Liquidity

Current Ratio
0.80x
Quick Ratio
0.71x
Debt/Equity
2.06x
Debt/Assets
0.0%
Interest Coverage
2.25x
Long-term Debt
25.3B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-03-23T20:06:12.139625 | Data as of: 2025-12-31 | Powered by Claude AI