FC FRANKLIN COVEY CO

NYSE Services-Management Services UT CIK: 0000886206
AI RATING
STRONG_SELL
92% Confidence

Investment Thesis

Franklin Covey is experiencing severe financial deterioration with negative profitability across all metrics and inadequate liquidity to support operations. The company generated negative free cash flow of -1.6M despite near-zero revenue growth, indicating fundamental business model stress. Combined with liquidity constraints (0.73x current ratio) and negative interest coverage, the company faces material solvency and operational sustainability concerns.

Strengths

  • + Strong gross margin of 75.5% demonstrates pricing power and efficient production in core service offerings
  • + Positive operating cash flow of 98.0K shows some cash generation despite net losses
  • + Moderate leverage with debt-to-equity ratio of 0.35x provides some cushion before aggressive deleveraging becomes critical

Risks

  • ! Negative operating margin of -5.7% and net margin of -5.1% indicate the company is unprofitable at core operations with deteriorating earnings (-86.9% YoY)
  • ! Critical liquidity crisis with current ratio of 0.73x and quick ratio of 0.70x, both below 1.0x threshold, creating potential working capital stress
  • ! Negative free cash flow of -1.6M and negative interest coverage ratio of -38.4x signal inability to service debt from operations and limited runway for continued losses
  • ! Zero revenue growth (flat YoY) combined with operating losses suggests business model requires immediate restructuring or faces viability questions

Key Metrics to Watch

Financial Metrics

Revenue
64.0M
Net Income
-3.3M
EPS (Diluted)
$-0.27
Free Cash Flow
-1.6M
Total Assets
221.3M
Cash
17.5M

Profitability Ratios

Gross Margin 75.5%
Operating Margin -5.7%
Net Margin -5.1%
ROE -6.1%
ROA -1.5%
FCF Margin -2.5%

Balance Sheet & Liquidity

Current Ratio
0.73x
Quick Ratio
0.70x
Debt/Equity
0.35x
Debt/Assets
75.6%
Interest Coverage
-38.43x
Long-term Debt
18.8M
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-03-24T18:50:12.268654 | Data as of: 2025-11-30 | Powered by Claude AI