FGCO Financial Gravity Companies, Inc.

OTC Finance Services NV CIK: 0001377167
AI RATING
STRONG_SELL
85% Confidence

Investment Thesis

Financial Gravity Companies demonstrates severe operational distress with negative operating and net margins despite high gross margins, suggesting fundamental business model problems. The company faces critical liquidity constraints with a current ratio of 0.29x and negative free cash flow, indicating inability to meet short-term obligations without asset sales or capital infusion.

Strengths

  • + High gross margin of 94.7% indicates strong pricing power or low cost of goods sold
  • + Modest debt-to-equity ratio of 0.24x suggests reasonable leverage relative to equity base
  • + Minimal capital expenditure requirements demonstrate low capital intensity of operations

Risks

  • ! Severe liquidity crisis with current ratio of 0.29x, well below the 1.0x minimum threshold for operational viability
  • ! Negative operating margin of -16.9% and negative ROE/ROA indicate fundamental business model failure to generate profits
  • ! Negative free cash flow of -92.0K with deteriorating cash position ($208K) suggests imminent solvency concerns within 2-3 quarters at current burn rate
  • ! Persistent operating losses despite high gross margins indicate structural cost or overhead problems that cannot be resolved through pricing
  • ! Data stale as of June 2022 with no recent insider activity, limiting ability to assess current trajectory

Key Metrics to Watch

Financial Metrics

Revenue
4.5M
Net Income
-425.7K
EPS (Diluted)
$-0.08
Free Cash Flow
-92.0K
Total Assets
3.9M
Cash
208.0K

Profitability Ratios

Gross Margin 94.7%
Operating Margin -16.9%
Net Margin -9.4%
ROE -23.0%
ROA -10.8%
FCF Margin -2.0%

Balance Sheet & Liquidity

Current Ratio
0.29x
Quick Ratio
0.29x
Debt/Equity
0.24x
Debt/Assets
53.2%
Interest Coverage
-82.24x
Long-term Debt
439.5K
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-03-24T21:36:11.132401 | Data as of: 2022-06-30 | Powered by Claude AI