FREVS FIRST REAL ESTATE INVESTMENT TRUST OF NEW JERSEY, INC.

OTC Real Estate Investment Trusts NJ CIK: 0000036840
AI RATING
SELL
72% Confidence

Investment Thesis

FREVS exhibits weak fundamental returns with ROE of 2.8% and ROA of 0.6%, indicating poor capital efficiency despite positive revenue growth of 2.2% YoY. The company carries excessive leverage at 3.52x debt-to-equity with marginal interest coverage of 2.1x, creating significant financial risk that outweighs modest profitability improvements.

Strengths

  • + Strong operating margin of 50.9% demonstrates pricing power and operational efficiency
  • + Positive net income growth of 11.5% YoY shows operational improvement trend
  • + Adequate cash position of $18.5M provides near-term liquidity buffer
  • + Consistent positive free cash flow generation of $1.3M supports sustainability

Risks

  • ! Excessive leverage at 3.52x debt-to-equity ratio creates material financial risk and limits flexibility
  • ! Weak interest coverage ratio of 2.1x indicates limited ability to service debt from operating earnings
  • ! Severely diluted EPS declined 77.9% YoY despite net income growth, signaling substantial equity dilution
  • ! Poor return metrics (ROE 2.8%, ROA 0.6%) indicate inadequate capital deployment returns
  • ! Long-term debt of $120.4M represents 80.6% of total assets, indicating asset-heavy financing structure

Key Metrics to Watch

Financial Metrics

Revenue
7.5M
Net Income
943.0K
EPS (Diluted)
$0.13
Free Cash Flow
1.3M
Total Assets
149.0M
Cash
18.5M

Profitability Ratios

Gross Margin N/A
Operating Margin 50.9%
Net Margin 12.6%
ROE 2.8%
ROA 0.6%
FCF Margin 17.9%

Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
3.52x
Debt/Assets
83.0%
Interest Coverage
2.05x
Long-term Debt
120.4M
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-03-25T06:32:11.370154 | Data as of: 2026-01-31 | Powered by Claude AI