GHI Greystone Housing Impact Investors LP

NYSE Finance Services DE CIK: 0001059142
AI RATING
SELL
78% Confidence

Investment Thesis

Despite exceptional 269.5% YoY revenue growth, fundamental deterioration signals unsustainable business model: negative $10M free cash flow contradicts $1.3M net income, and critically low 0.1x interest coverage ratio indicates severe debt service stress. The company is failing to convert top-line growth into operational cash generation or returns on capital.

Strengths

  • + Exceptional revenue growth of 269.5% year-over-year
  • + Positive net profitability of $1.3M with 6.1% net margin
  • + Adequate cash position of $20.6M provides near-term liquidity buffer

Risks

  • ! Critical interest coverage ratio of 0.1x indicates inability to adequately service debt obligations
  • ! Negative free cash flow of -$10M despite profitability signals poor cash conversion and operational efficiency
  • ! Extremely low return on assets of 0.1% on $1.5B in total assets demonstrates poor capital deployment
  • ! Operating cash flow near zero (-$107.2K) while generating reported profits raises earnings quality concerns
  • ! EPS diluted collapsed 168.4% year-over-year despite positive net income growth

Key Metrics to Watch

Financial Metrics

Revenue
21.8M
Net Income
1.3M
EPS (Diluted)
$0.01
Free Cash Flow
-10.0M
Total Assets
1.5B
Cash
20.6M

Profitability Ratios

Gross Margin N/A
Operating Margin 6.1%
Net Margin 6.1%
ROE N/A
ROA 0.1%
FCF Margin -45.9%

Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
N/A
Debt/Assets
75.2%
Interest Coverage
0.06x
Long-term Debt
26.5M
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-12T07:34:40.743021 | Data as of: 2026-03-31 | Powered by Claude AI