INGR Ingredion Inc

NYSE Grain Mill Products DE CIK: 0001046257
AI RATING
SELL
70% Confidence

Investment Thesis

Ingredion faces deteriorating fundamentals with declining revenues (-2.8% YoY) and negative free cash flow of -$77M despite positive accounting earnings, indicating unsustainable cash burn. Weak returns on equity (3.2%) and assets (1.8%) reveal poor capital efficiency, while the significant disconnect between net income ($142M) and operating cash flow ($33M) raises earnings quality concerns.

Strengths

  • + Solid balance sheet with $914M cash and conservative 0.40x debt/equity leverage ratio
  • + Healthy liquidity ratios (2.76x current ratio, 1.83x quick ratio) provide operational flexibility
  • + Stable operating margins at 11.3% demonstrate pricing power despite revenue headwinds

Risks

  • ! Negative free cash flow of -$77M indicates company is burning cash despite accounting profitability
  • ! Declining revenues (-2.8% YoY) and net income (-1.0% YoY) suggest structural business deterioration
  • ! Extremely weak returns on equity (3.2%) and assets (1.8%) indicate poor capital allocation and value creation

Key Metrics to Watch

Financial Metrics

Revenue
1.8B
Net Income
142.0M
EPS (Diluted)
$2.22
Free Cash Flow
-77.0M
Total Assets
7.9B
Cash
914.0M

Profitability Ratios

Gross Margin 22.4%
Operating Margin 11.3%
Net Margin 7.9%
ROE 3.2%
ROA 1.8%
FCF Margin -4.3%

Balance Sheet & Liquidity

Current Ratio
2.76x
Quick Ratio
1.83x
Debt/Equity
0.40x
Debt/Assets
43.9%
Interest Coverage
N/A
Long-term Debt
1.7B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-09T08:25:15.202581 | Data as of: 2026-03-31 | Powered by Claude AI