JBL JABIL INC

NYSE Printed Circuit Boards DE CIK: 0000898293
AI RATING
HOLD
68% Confidence

Investment Thesis

Jabil demonstrates solid operational performance with strong free cash flow generation ($536M) and exceptional ROE (27.5%), but faces significant financial constraints from high leverage (2.88x D/E) and razor-thin margins (2.2% net, 4% operating) with flat profitability despite 3.2% revenue growth. Liquidity metrics are concerning with a current ratio of 1.01x and quick ratio of 0.68x, leaving limited financial flexibility.

Strengths

  • + Strong free cash flow generation of $536M (3.2% FCF margin) provides operational flexibility
  • + Exceptional ROE of 27.5% demonstrates efficient capital deployment despite thin margins
  • + Scale advantage with $16.6B revenue and positive 3.2% YoY growth provides market stability
  • + Solid operating cash flow of $734M supports dividend and debt service capacity

Risks

  • ! High financial leverage of 2.88x D/E with tight interest coverage of 3.0x creates vulnerability to rate increases
  • ! Net income flat YoY despite revenue growth indicates profitability deterioration and margin compression
  • ! Liquidity stress with current ratio of 1.01x and quick ratio of 0.68x limits operational cushion
  • ! Structural thin margins (9% gross, 2.2% net) typical of contract manufacturing leave zero margin for error
  • ! Potential share dilution evidenced by 47% YoY EPS decline despite flat net income

Key Metrics to Watch

Financial Metrics

Revenue
16.6B
Net Income
369.0M
EPS (Diluted)
$3.43
Free Cash Flow
536.0M
Total Assets
20.6B
Cash
1.8B

Profitability Ratios

Gross Margin 9.0%
Operating Margin 4.0%
Net Margin 2.2%
ROE 27.5%
ROA 1.8%
FCF Margin 3.2%

Balance Sheet & Liquidity

Current Ratio
1.01x
Quick Ratio
0.68x
Debt/Equity
2.88x
Debt/Assets
93.5%
Interest Coverage
3.04x
Long-term Debt
3.9B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-04-11T20:00:23.537378 | Data as of: 2026-02-28 | Powered by Claude AI