L LOEWS CORP

NYSE Fire, Marine & Casualty Insurance DE CIK: 0000060086
AI RATING
SELL
76% Confidence

Investment Thesis

Despite exceptional revenue growth of 481% YoY, Loews Corp's fundamentals deteriorate with declining net income (-5.9% YoY), sharply negative free cash flow of -$132M, and extremely low returns on equity (1.8%) and assets (0.4%), indicating poor capital efficiency and unsustainable cash burn.

Strengths

  • + Exceptional revenue growth of 481% YoY demonstrates significant business expansion
  • + Conservative debt-to-equity ratio of 0.48x provides financial flexibility and stability
  • + EPS growth of 24.3% YoY shows per-share value creation despite net income decline

Risks

  • ! Severe negative free cash flow of -$132M indicates unsustainable cash burn and inability to self-fund operations
  • ! Net income declined 5.9% YoY despite massive revenue growth, signaling operational inefficiency or margin compression
  • ! Critically low ROE of 1.8% and ROA of 0.4% demonstrate poor capital allocation and value creation

Key Metrics to Watch

Financial Metrics

Revenue
4.6B
Net Income
337.0M
EPS (Diluted)
$1.63
Free Cash Flow
-132.0M
Total Assets
85.7B
Cash
843.0M

Profitability Ratios

Gross Margin N/A
Operating Margin 10.2%
Net Margin 7.4%
ROE 1.8%
ROA 0.4%
FCF Margin -2.9%

Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.48x
Debt/Assets
77.1%
Interest Coverage
4.10x
Long-term Debt
8.9B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-06T20:36:41.899144 | Data as of: 2026-03-31 | Powered by Claude AI