MAS MASCO CORP /DE/

NYSE Heating Equip, Except Elec & Warm Air; & Plumbing Fixtures DE CIK: 0000062996
AI RATING
SELL
78% Confidence

Investment Thesis

Masco demonstrates accounting profitability with 11.1% net margins and growing net income despite 3.4% revenue decline, but faces critical structural insolvency: negative stockholders' equity of -$242M and negative free cash flow of -$113M indicate liabilities exceed assets and operations burn cash. This unsustainable capital structure creates refinancing risk despite adequate near-term liquidity.

Strengths

  • + Maintains healthy 11.1% net profit margin with operating margin of 16.5% despite revenue contraction
  • + Net income and EPS both growing YoY (4.4% and 2.7%) demonstrating underlying profitability
  • + Strong interest coverage ratio of 12.6x indicates current ability to service $2.9B debt
  • + Adequate liquidity with current ratio of 1.75x and $388M cash position provides near-term runway

Risks

  • ! Negative stockholders' equity of -$242M represents technical insolvency with liabilities exceeding total assets
  • ! Negative operating cash flow of -$79M and free cash flow of -$113M show core operations cannot sustain business without external financing
  • ! Revenue declining 3.4% YoY compounds deteriorating financial position and reduces earnings sustainability
  • ! $2.9B debt burden with negative equity cushion creates elevated refinancing and default risk

Key Metrics to Watch

Financial Metrics

Revenue
1.9B
Net Income
213.0M
EPS (Diluted)
$1.05
Free Cash Flow
-113.0M
Total Assets
5.2B
Cash
388.0M

Profitability Ratios

Gross Margin 35.8%
Operating Margin 16.5%
Net Margin 11.1%
ROE N/A
ROA 4.1%
FCF Margin -5.9%

Balance Sheet & Liquidity

Current Ratio
1.75x
Quick Ratio
1.11x
Debt/Equity
N/A
Debt/Assets
99.5%
Interest Coverage
12.64x
Long-term Debt
2.9B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-04-29T14:05:58.686485 | Data as of: 2026-03-31 | Powered by Claude AI