NROM NOBLE ROMANS INC

OTC Retail-Eating Places IN CIK: 0000709005
AI RATING
HOLD
45% Confidence

Investment Thesis

Noble Romans demonstrates solid profitability metrics with strong operating margins (18.6%) and ROE (33.7%), but faces significant liquidity constraints that undermine financial stability. The company's weak current ratio (0.40x), elevated leverage (1.29x debt/equity), and deteriorating EPS (-100% YoY) indicate operational challenges that warrant cautious monitoring despite positive free cash flow generation.

Strengths

  • + Strong operating margin of 18.6% demonstrates efficient cost management relative to revenue
  • + Healthy free cash flow of $801.2K and positive operating cash flow indicate underlying business generates cash
  • + High ROE of 33.7% suggests efficient use of shareholder capital in generating profits

Risks

  • ! Severe liquidity crisis with current ratio of 0.40x and quick ratio of 0.27x; company cannot cover short-term obligations with current assets
  • ! High leverage with debt-to-equity of 1.29x and weak interest coverage of 1.9x creates vulnerability to interest rate changes
  • ! Dramatic EPS decline of -100% YoY signals deteriorating per-share profitability despite revenue growth, suggesting dilution or reduced earnings allocation

Key Metrics to Watch

Financial Metrics

Revenue
12.0M
Net Income
1.1M
EPS (Diluted)
$0.04
Free Cash Flow
801.2K
Total Assets
16.1M
Cash
719.5K

Profitability Ratios

Gross Margin N/A
Operating Margin 18.6%
Net Margin 9.5%
ROE 33.7%
ROA 7.1%
FCF Margin 6.7%

Balance Sheet & Liquidity

Current Ratio
0.40x
Quick Ratio
0.27x
Debt/Equity
1.29x
Debt/Assets
78.9%
Interest Coverage
1.93x
Long-term Debt
4.4M
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-04-03T19:36:12.096755 | Data as of: 2025-09-30 | Powered by Claude AI