RAMP LiveRamp Holdings, Inc.

NYSE Services-Computer Processing & Data Preparation DE CIK: 0000733269
AI RATING
HOLD
58% Confidence

Investment Thesis

LiveRamp demonstrates a fortress balance sheet with no debt, strong cash position, and solid 13% revenue growth, but profitability deteriorated significantly with net income down 106.9% YoY despite growing top-line. Poor cash conversion (6.7% FCF margin vs 12.4% net margin) and low ROE/ROA raise questions about operational efficiency and capital deployment quality.

Strengths

  • + Fortress balance sheet: zero debt, $396M cash, 2.72x current ratio provides substantial downside protection
  • + Strong gross margins of 70.7% indicate pricing power and efficient cost structure in data services
  • + Consistent revenue growth at 13% YoY demonstrates market demand and business resilience
  • + Positive free cash flow generation of $40.5M with minimal capex requirements

Risks

  • ! Dramatic net income decline of 106.9% YoY despite revenue growth signals operational deterioration or one-time charges requiring investigation
  • ! Significant disconnect between net income ($75M) and operating cash flow ($41.6M) suggests working capital issues or poor cash conversion quality
  • ! Low ROE (7.8%) and ROA (5.9%) indicate inefficient capital deployment despite strong gross margins, suggesting bloated operating expenses
  • ! Operating margin of only 11.2% from 70.7% gross margin is concerning and points to structural cost control issues

Key Metrics to Watch

Financial Metrics

Revenue
606.8M
Net Income
75.0M
EPS (Diluted)
$1.14
Free Cash Flow
40.5M
Total Assets
1.3B
Cash
395.9M

Profitability Ratios

Gross Margin 70.7%
Operating Margin 11.2%
Net Margin 12.4%
ROE 7.8%
ROA 5.9%
FCF Margin 6.7%

Balance Sheet & Liquidity

Current Ratio
2.72x
Quick Ratio
2.72x
Debt/Equity
0.00x
Debt/Assets
11.2%
Interest Coverage
24.02x
Long-term Debt
0.0
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-04-15T00:09:26.324317 | Data as of: 2025-12-31 | Powered by Claude AI