RAMP LiveRamp Holdings, Inc.

NYSE Services-Computer Processing & Data Preparation DE CIK: 0000733269
AI RATING
HOLD
72% Confidence

Investment Thesis

LiveRamp demonstrates fortress-like financial fundamentals with zero debt, $379.5M cash reserves, and exceptional 70.7% gross margins, providing significant financial stability. However, weak free cash flow conversion (4.9% FCF margin vs 18% net margin), modest 9% revenue growth, and highly volatile earnings (18030% YoY spike indicating prior year losses) raise concerns about cash generation quality and earnings sustainability.

Strengths

  • + Fortress balance sheet: zero long-term debt, $972M stockholders' equity, and $379.5M in cash providing exceptional financial flexibility
  • + Exceptional gross margin of 70.7% indicating strong pricing power and operational efficiency in core services
  • + Strong liquidity metrics (2.47x current ratio, 2.47x quick ratio) ensuring ability to fund operations and investments

Risks

  • ! Severe cash generation inefficiency: free cash flow margin of 4.9% versus net margin of 18% indicates working capital or accounting charges obscuring true cash profitability
  • ! Highly volatile earnings with 18030% YoY net income growth suggesting prior-year losses and unpredictable future profitability
  • ! Sluggish revenue growth at 9% YoY for a technology/data services company suggests market maturity or limited organic expansion catalysts

Key Metrics to Watch

Financial Metrics

Revenue
812.9M
Net Income
146.0M
EPS (Diluted)
$2.24
Free Cash Flow
40.2M
Total Assets
1.3B
Cash
379.5M

Profitability Ratios

Gross Margin 70.7%
Operating Margin 10.3%
Net Margin 18.0%
ROE 15.0%
ROA 11.3%
FCF Margin 4.9%

Balance Sheet & Liquidity

Current Ratio
2.47x
Quick Ratio
2.47x
Debt/Equity
0.00x
Debt/Assets
11.0%
Interest Coverage
29.41x
Long-term Debt
0.0
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-22T07:41:33.703253 | Data as of: 2026-03-31 | Powered by Claude AI