SHOP SHOPIFY INC.

Nasdaq Services-Prepackaged Software Z4 CIK: 0001594805
AI RATING
HOLD
75% Confidence

Investment Thesis

Shopify demonstrates strong revenue growth (30.1% YoY) and robust free cash flow generation ($476M, 15% margin) with a fortress balance sheet (zero debt), but is severely hampered by net losses (-18.3% margin) that are deteriorating faster than revenue growth. The substantial $963M gap between positive operating income and negative net income indicates significant non-operating charges that require clarification before repositioning positively.

Strengths

  • + Strong revenue growth momentum at 30.1% YoY with healthy gross margins of 48.8%
  • + Excellent free cash flow generation of $476M demonstrating core business cash generation capability
  • + Fortress balance sheet with zero debt, $1.8B cash, and 6.2x current ratio providing financial flexibility

Risks

  • ! Unprofitable on net income basis (-$581M, -18.3% margin) with deteriorating profitability trend (-39% YoY decline)
  • ! Significant unexplained gap between positive operating income ($382M) and negative net income suggests material non-operating charges that may be structural
  • ! Negative returns on equity (-4.6%) and assets (-4.1%) indicate shareholder value is being destroyed despite revenue growth

Key Metrics to Watch

Financial Metrics

Revenue
3.2B
Net Income
-581.0M
EPS (Diluted)
$-0.45
Free Cash Flow
476.0M
Total Assets
14.1B
Cash
1.8B

Profitability Ratios

Gross Margin 48.8%
Operating Margin 12.1%
Net Margin -18.3%
ROE -4.6%
ROA -4.1%
FCF Margin 15.0%

Balance Sheet & Liquidity

Current Ratio
6.20x
Quick Ratio
6.18x
Debt/Equity
0.00x
Debt/Assets
0.0%
Interest Coverage
N/A
Long-term Debt
N/A
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-07T10:34:47.944660 | Data as of: 2026-03-31 | Powered by Claude AI