TEM Tempus AI, Inc.

Nasdaq Services-Computer Programming, Data Processing, Etc. NV CIK: 0001717115
AI RATING
HOLD
62% Confidence

Investment Thesis

Tempus AI demonstrates exceptional 83.4% revenue growth with improving profitability trajectory (+67.2% net loss improvement YoY), supported by a substantial $521.2M cash position and zero long-term debt. However, the company remains deeply unprofitable with -36.2% net margin and critically negative operating cash flow of -$73.3M annually, indicating the business model has not yet achieved operational sustainability despite significant scale.

Strengths

  • + Strong 83.4% YoY revenue growth demonstrates significant market demand and traction
  • + Improving loss trajectory with 67.2% YoY net income improvement suggests path toward profitability
  • + Fortress balance sheet with $521.2M cash, zero long-term debt, and 3.31x current ratio provides 6+ years of operational runway

Risks

  • ! Negative operating cash flow (-$73.3M) and free cash flow (-$81.5M) indicate the business model is not self-sustaining; company is burning cash despite revenue growth
  • ! Operating margin of -24.3% shows unit economics have not improved despite scale, raising questions about structural profitability
  • ! Without disclosed gross profit, unable to assess true pricing power and cost structure; missing data limits fundamental analysis

Key Metrics to Watch

Financial Metrics

Revenue
348.1M
Net Income
-125.9M
EPS (Diluted)
$-0.71
Free Cash Flow
-81.5M
Total Assets
2.1B
Cash
521.2M

Profitability Ratios

Gross Margin N/A
Operating Margin -24.3%
Net Margin -36.2%
ROE -30.2%
ROA -5.9%
FCF Margin -23.4%

Balance Sheet & Liquidity

Current Ratio
3.31x
Quick Ratio
3.15x
Debt/Equity
0.00x
Debt/Assets
80.5%
Interest Coverage
-5.91x
Long-term Debt
N/A
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-07T10:47:59.920120 | Data as of: 2026-03-31 | Powered by Claude AI