VFC V F CORP

NYSE Men's & Boys' Furnishgs, Work Clothg, & Allied Garments PA CIK: 0000103379
AI RATING
HOLD
68% Confidence

Investment Thesis

VF Corp exhibits structural headwinds with anemic 1.1% revenue growth and weak 2.7% net margins offset by solid positive free cash flow. The elevated Debt/Equity ratio of 1.90x combined with tight 2.4x interest coverage creates downside vulnerability if operational performance deteriorates further.

Strengths

  • + Positive free cash flow of $671.3M provides financial flexibility and capital return capacity
  • + Solid liquidity position with 1.84x current ratio and $823.9M cash reserves
  • + Reasonable ROE of 13.8% demonstrates acceptable returns despite low profitability margins

Risks

  • ! Severely constrained revenue growth at 1.1% YoY indicates mature/declining core business segments
  • ! High financial leverage with 1.90x Debt/Equity ratio and 2.4x interest coverage leaves minimal buffer for economic deterioration
  • ! Critically low net margin of 2.7% and operating margin of 6.0% offer insufficient earnings resilience

Key Metrics to Watch

Financial Metrics

Revenue
9.6B
Net Income
254.9M
EPS (Diluted)
$0.64
Free Cash Flow
671.3M
Total Assets
9.3B
Cash
823.9M

Profitability Ratios

Gross Margin N/A
Operating Margin 6.0%
Net Margin 2.7%
ROE 13.8%
ROA 2.7%
FCF Margin 7.0%

Balance Sheet & Liquidity

Current Ratio
1.84x
Quick Ratio
1.21x
Debt/Equity
1.90x
Debt/Assets
80.1%
Interest Coverage
2.35x
Long-term Debt
3.5B
Disclaimer: This analysis is generated by AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: 2026-05-22T07:44:09.944763 | Data as of: 2026-03-28 | Powered by Claude AI